The Best Travel Insurance for Backpackers

“No Mom. I’m invincible. I don’t need travel insurance.” *Mom smacks me in the head and makes me cry.

For the longest time, I was against travel insurance. I rarely get sick. I don’t have accidents (including the ones that happen in your pants). I’m generally a pretty safe guy. What I didn’t think about was the different lifestyle that I’d be adopting while traveling the world.

First off, there’s a lot more unknown variables. You can’t predict things like you can in your hometown. Secondly, you take more risks while traveling. Maybe it’s because it doesn’t matter as much if you fail — you’ll be in another town tomorrow. Or perhaps, it’s the adrenaline that comes with new and exciting things. I’m not sure. But trust me, people do crazy things while on vacation. Speaking of crazy things, there are all kinds of vacation activities that you would never do in normal everyday life: bungee-jumping, river-rafting, surfing, rock climbing, driving a scooter around Vietnam. These are things that your normal insurance company wouldn’t necessarily cover. You need a souped-up, pimped-out, bad-mofo of an insurance company. World Nomads is that company. They’re the best travel insurance for backpackers. They cover extreme sports like the ones mentioned above, plus a whole lot more (check out their list of 200 adventure activities). And, since you’re young and connected, you’ll probably be traveling with your laptop, tablet, and camera. World Nomads covers that too.

My favourite thing about World Nomads’ insurance is the fact that you can order online, from anywhere, at anytime. If your plans change, you can change your insurance plan. If something happens and you need to make a claim, you can do it online, nice and simple. If you’ve ever had to make an insurance claim before, you know how bloody awful it can be — going into a stuffy office with a bunch of white collared business dorks who are friendly in the fakest way possible. World Nomads actually cares about their customers. They offer travel tips, safety tips, and they encourage travellers to make a difference and give back to the country they are visiting. They even have a program that offers travel scholarships in photography, writing, film making, food, and language. Other insurance companies be like: blah, blah, blah, give me money, blah, blah, that’s not covered.
I never thought I’d be hawking travel insurance, but I never knew there was a company like World Nomads. If you want to read more, please check out their site. If you want to get a quote, it’s real simple. Fill out this form:

I’m finally insured. You can rest easy, Mom.